Brief:
This is a rather lengthy (and kind of boring) article on the effects state regulations have on health insurance premiums.
Fact is that increased legislation results in increased health insurance premiums.
States that require health insurance to be guaranteed issue have health insurance premiums that are twice as much as those states that don’t. This means that healthy people are subsidizing the unhealthy people.
See for yourself this link will take you to the New York Department of Insurance website.
Get Healthy and Stay Healthy if you want lower health insurance premiums.
You can read the full article here.