Archive for March, 2006 (8) Collapse

A 401(k) for Health Care Costs

Sunday, March 19th, 2006

A 401(k) for Health Care Costs
Brief:
More employers are starting to offer their employees Health Savings Accounts as an option for their health care coverage. Since the HSA’s can only be obtained with High Deductible Heatlh Plans premiums are much lower. Employers can then take a portion of the premium savings and […]

A Health Insurance Dilemma

Monday, March 13th, 2006

A Health Insurance Dilemma
Brief:
This is another example of how Health Savings Acounts - HSA’s can drastically lower the cost of health care coverage.
The article also offers helpful tips on how to encourage employees to participate.
You can read the full article here.

Cut Your Health Care Costs Now

Wednesday, March 8th, 2006

Cut Your Health Care Costs Now
Brief:
This is one of those articles that you need to read!
Nine ways to lower health insurance premiums.

Shop Around for Health Insurance- even in good years
Consider Health Savings Accounts
Find a broker (like me) who works FOR YOU
Tweak the finer points of your health insurance plan - consider higher deductibles
Careful who […]

Do-It-Yourself Insurance

Friday, March 3rd, 2006

Do-It-Yourself Insurance
Brief:
Health insurance premiums are rising steadily, and as they do more employers are finding the increased cost prohibited. This article uses the PGA as an example.
Their dilemma was how to provide the caddies with health insurance. Adding them to the group plan would have created an administrative nightmare, […]

Effect of State Regulations on Health Insurance Premiums

Tuesday, March 7th, 2006

The Heritage Foundation
Brief:
This is a rather lengthy (and kind of boring) article on the effects state regulations have on health insurance premiums.
Fact is that increased legislation results in increased health insurance premiums.
States that require health insurance to be guaranteed issue have health insurance premiums that are twice as much as those states that […]

Number of Health Savings Accounts Increases

Friday, March 10th, 2006

Number of Health Savings Accounts Increases
Brief:
Recent studies show that more employers, employees are taking advantage of the HSA healthcare option.
More than a million Americans now trust their healthcare to low health insurance premium, high deductible health plans. These are known as Health Savings Accounts - HSA’s.
Both the National Federation […]

Record Share Of Economy Is Spent on Health Care

Sunday, March 5th, 2006

Record Share Of Economy Is Spent on Health Care
Brief:
Health care costs have risen to the point that they now consume 16% of the nations economic output. Doctor and hospital spending has increased considerably, and drug costs are increasing at their slowest rate in 10 years.
Overall health care costs have doubled from 1993 […]

Women Business Owners Legislative Concerns Outlined

Saturday, March 11th, 2006

Women Business Owners Legislative Concerns Outlined
Brief:
Small business organizations representing women owned businesses cite affordable health care as primary concern.
Affordable health insurance, was among the top legislative issues that women owned busiinesses and small business organizations would like to see addressed in Congress.
These groups are caling for the expansion of Association Health Plans. […]