Monday - Sunday - 9am to 9pm
  Call : 305-495-4111

Health Insurance

Health Insurance

Health Insurance in the United States

Millions of individuals and families are still uninsured and will be enrolling in health plans. Additionally, millions of people with health insurance will be looking for new plans. All of this will happen during Obamacare Open Enrollment. CMS sets the dates for Open Enrollment and this year we have 45 days, November 1, 2017 through December 15, 2017.

Consumers choices for health insurance will vary depending on their situation:

  • Individual and Family Health Insurance – If you are not eligible for insurance at work, or any other program like Medicare or Medicaid, then you will most likely need to get individual or family health insurance. You can purchase your health plan on the Health Insurance Marketplace or directly from the carriers. All of the Marketplace health plans are available off exchange at the same price. Premiums are regulated, your premium will be the same no matter where you buy it. Advance Premium Tax Credits, Obamacare Subsidies, are available to millions of Americans and Legal Residents.
  • Group Health insurance -Small group health insurance are health plans sponsored by an employer. When small business offer their employees health insurance they always pay a portion of it, some pay more than others. The Health Insurance Marketplace offers small group health insurance through the SHOP Marketplace.
  • Uninsured – There are still about 30 million people who remain uninsured. Millions of them are eligible for assistance but don’t know it. Millions more “think” they are not eligible when they are. If you have any doubt or want a second opinion on your eligibility status…Call Us.
  • Medicare – This is what you paid 6% for (plus 6% from your employer). Congratulations!! Now that you are 65 or turning 65 you have to make some choices about your health care. We are here to help you understand the ABCD’s of Medicare.
  • Medicaid / Kidcare / Healthy Kids – If you are eligible for any of these programs you will not be eligible for Obamacare subsidies, but your family members might be. Applications can be submitted through the Marketplace along with the rest of the family.

Health Insurance Around the World

  • Healthcare in Spain

    • Let’s start off with the fact that Spain’s healthcare system was voted seventh (7th) best in the world by the World Health Organization. Every Spanish citizen has a constitutionally guaranteed right to healthcare. The program is non-contributory and paid for entirely from tax revenue. There is a catch…
  • Healthcare in Switzerland

  • Healthcare in Sweden

  • Healthcare in Canada

  • Healthcare in the United Kingdom

    • If you live in the UK, you probably know that the healthcare here is a great option compared to what other countries have. Even the United States cannot compete with the services that the UK offers and the price at which those services are provided. Much of that comes from the idea that the UK has the National Health Service. This national insurance program is designed to ensure that everyone in the country has access to the healthcare that they need. (read more)
  • Healthcare in Switzerland